Commercial 

Property/Casualty


Property

Bars 

Bowling Alleys 

Builders Risk

 Grocery Stores 

Laundromat - Self-Service 

Vacant Property 

Master Mortgage Policies 

Motels 

Night Clubs 

Security Guards

 Unprotected property 

Wood workers 

General Liability


Air Conditioner Repair 

Appliance Repair 

Athletic Games 

Auto Dismantling 

Auto Repair

 Auto Shows 

Auctioneers and Auction Sales 

Boat Yards 

Building Material Dealers 

Barber & Beauty Shops 

Batting Cages 

Cabinet Shops 

Cable Installers 

Car Washes 

Carpentry 

Caterers 

Chimney Sweeps 

Christmas Tree Lots 

Churches 

Clubs (not riding or swimming) Concessionaires 

Contractors' Equipment Conventions

 Day Care Centers 

Debris Removal 

Electrical Wiring

 Excavation 

Exterminators 

Florists 

Fruit & Vegetable Dealers 

Garbage Collection 

Grading of land 

Haunted Houses 

Independent Contractors 

Janitorial Services 

Junk Dealers 

Landscape Gardening

 Logging & Lumbering 

Lumber Yards 

Liquor Stores 

Masonry 

Metal Erection - Decorative or Artistic 

Metal Goods Manufacture Miniature Golf Courses Nurserymen 

Painting and paperhanging

 Piano Tuning 

Pile Driving 

Plumbing

 Prefabricated Building Erection Refrigeration Equipment Installation/Repair 

Roofing Security

Guards 

Septic Tank Systems - cleaning Septic Tank Systems - installation & repair 

Sewer cleaning 

Sheet metal work - outside 

Siding installation

 Sign Painting or Lettering 

Solar Energy Contractors Swimming Pool Maintenance Television or radio - installation or repair 

Tree Pruning 

Truckmen 

Underpinning of buildings Upholstering 

Welding or cutting 

Window Cleaning (not exceeding 3 stories) 

Wrecking of buildings or structures

GARAGE COVERAGES


LIABILITY - UP TO $2,000,000

SPECIFIED AUTO PHYSICAL DAMAGE

DEALERS PHYSICAL DAMAGE - ALL CLASSES ($3,000,000 IN-HOUSE AUTHORITY)

GARAGEKEEPERS - LEGAL & DIRECT PRIMARY

USED CAR DEALERS - HAZARD I

Private Passenger 
Tractor/Trailer Dealer Liability Sales & Repair 
Garbage Trucks, Sales & Repair 
Recreational Vehicles, Motor Homes, Sales & Repair 
GARAGE HAZARD II - REPAIR

Auto Repair - All Classes (No Racing) 
Auto - Paint & Body 
Auto - Window Tint 
Car Washes 
Farm Implements, Dealers - Used 
Muffler Shops 
Quick Lubes 
Service Stations 
Tire Stores - Sales, Service, Repair including Mobile 
SPECIAL CLASSES

Auto Auctions 
Auto Dismantling/Salvage Yards 
Consignment Sales 
Valet Services 
Wrecker Service Packages 
SOME BROADER COVERAGES AVAILABLE

CGL Supplemental (Company Approval Only) 
Fire Legal - Up to $100,000 
Four (4) Contract Drives per month - no charge 
Medical - Auto, Premises or Both 
Unlimited Radius 

Commercial Division​

Transportation Division


Radius: Local, Intermediate and Long Haul, Fleet and Non-Fleet.


​​Coverages:

 Liability 

Physical Damage

 Motor Truck Cargo 

Excess Automobile Liability Bobtail/Deadhead Liability 

Various Classes Written:


Public Auto including:

Limousines, Day Care, School Buses, Church Buses Social Service Vehicles and Non-Emergency Medical Transport: 

Ambulances - emergency and non-emergency

 Appliance delivery :

Artisan Contractors' Service Vehicles

 Asphalt & Paving 

Auto Parts, Auto Repair 

Auto Transport 

Blood Mobile

 Catering Cement/Redi-Mix Container Hauler

 Crane or Boom Trucks

 Debris Removal/Garbage

Haulers 

Dump Trucks 

Exterminators 

Florist Delivery 

Funeral Directors 

Grain 

Heavy Equipment 

House Movers/Household

Goods Movers 

Livestock Haulers

 Mail Haulers 

Produce Haulers 

Roofers 

Vacuum Trucks 

Wreckers 

Waste Disposal including: 

Septic Installation

Call now to find out how:

(915) 231-9955

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